{"id":12567,"date":"2026-05-06T11:42:11","date_gmt":"2026-05-06T11:42:11","guid":{"rendered":"https:\/\/tvlivreangola.com\/?p=12567"},"modified":"2026-05-06T11:42:12","modified_gmt":"2026-05-06T11:42:12","slug":"nova-norma-da-arseg-reforca-governacao-e-eficiencia-no-mercado-de-mediacao-de-seguros","status":"publish","type":"post","link":"https:\/\/tvlivreangola.com\/index.php\/2026\/05\/06\/nova-norma-da-arseg-reforca-governacao-e-eficiencia-no-mercado-de-mediacao-de-seguros\/","title":{"rendered":"Nova norma da ARSEG refor\u00e7a governa\u00e7\u00e3o e efici\u00eancia no mercado de media\u00e7\u00e3o de seguros"},"content":{"rendered":"\n<p>A ARSEG apresentou, em sess\u00e3o p\u00fablica realizada a 5 de Maio, o projecto de Norma Regulamentar sobre a estrutura organizativa dos mediadores de seguros, numa iniciativa que refor\u00e7a o alinhamento do sector com padr\u00f5es internacionais de governa\u00e7\u00e3o e efici\u00eancia. <\/p>\n\n\n\n<p>A proposta, colocada em consulta p\u00fablica at\u00e9 25 de Maio, introduz exig\u00eancias proporcionais \u00e0 dimens\u00e3o e complexidade das opera\u00e7\u00f5es, criando condi\u00e7\u00f5es para maior disciplina organizacional e transpar\u00eancia no funcionamento das entidades de media\u00e7\u00e3o. <\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"907\" height=\"604\" src=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1.jpeg\" alt=\"\" class=\"wp-image-12590\" srcset=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1.jpeg 907w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1-300x200.jpeg 300w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1-768x511.jpeg 768w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1-150x100.jpeg 150w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1-450x300.jpeg 450w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/whatsapp-image-2023-05-10-at-12-57-35-1-600x400.jpeg 600w\" sizes=\"(max-width: 907px) 100vw, 907px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato.jpg\" alt=\"\" class=\"wp-image-12591\" srcset=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato.jpg 800w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato-300x200.jpg 300w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato-768x512.jpg 768w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato-150x100.jpg 150w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato-450x300.jpg 450w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/contato-600x400.jpg 600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>A medida sinaliza uma evolu\u00e7\u00e3o estrat\u00e9gica do mercado segurador angolano, com impacto direto na confian\u00e7a dos investidores e na robustez institucional do sector.<\/p>\n\n\n\n<p>A nova abordagem regulat\u00f3ria tende a elevar o n\u00edvel de profissionaliza\u00e7\u00e3o dos mediadores, incentivando estruturas mais s\u00f3lidas, com melhor gest\u00e3o de risco, controlo interno e accountability. <\/p>\n\n\n\n<p>Este reposicionamento dever\u00e1 traduzir-se em ganhos operacionais, redu\u00e7\u00e3o de falhas de conformidade e maior capacidade de atrair clientes corporativos, sobretudo num contexto em que a gest\u00e3o de riscos se torna central para a sustentabilidade dos neg\u00f3cios. <\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-1024x576.webp\" alt=\"\" class=\"wp-image-12592\" srcset=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-1024x576.webp 1024w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-300x169.webp 300w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-768x432.webp 768w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-150x84.webp 150w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-450x253.webp 450w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship-600x338.webp 600w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/Difference-Between-Learnership-Internship-and-Apprenticeship.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"344\" src=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/istockphoto-874809352-612x612-1-edited.jpg\" alt=\"\" class=\"wp-image-12594\" srcset=\"https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/istockphoto-874809352-612x612-1-edited.jpg 612w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/istockphoto-874809352-612x612-1-edited-300x169.jpg 300w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/istockphoto-874809352-612x612-1-edited-150x84.jpg 150w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/istockphoto-874809352-612x612-1-edited-450x253.jpg 450w, https:\/\/tvlivreangola.com\/wp-content\/uploads\/2026\/05\/istockphoto-874809352-612x612-1-edited-600x337.jpg 600w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>Ao mesmo tempo, abre-se espa\u00e7o para consolida\u00e7\u00e3o do mercado, com operadores mais preparados a captarem quota e a diferenciarem-se pela qualidade de servi\u00e7o e credibilidade.<\/p>\n\n\n\n<p>A iniciativa da ARSEG refor\u00e7a ainda a prote\u00e7\u00e3o dos tomadores, segurados e benefici\u00e1rios, criando um ambiente mais seguro e previs\u00edvel para o desenvolvimento de produtos e servi\u00e7os inovadores. <\/p>\n\n\n\n<p>O modelo participativo adoptado  com contributos enviados via consulta p\u00fablica  demonstra maturidade institucional e aproxima o regulador dos operadores, promovendo um ecossistema mais resiliente e competitivo. <\/p>\n","protected":false},"excerpt":{"rendered":"A ARSEG apresentou, em sess\u00e3o p\u00fablica realizada a 5 de Maio, o projecto de Norma Regulamentar sobre a estrutura organizativa dos mediadores de seguros, numa iniciativa que refor\u00e7a o alinhamento do sector com padr\u00f5es internacionais de governa\u00e7\u00e3o e efici\u00eancia. A proposta, colocada em consulta p\u00fablica at\u00e9 25 de Maio, introduz exig\u00eancias proporcionais \u00e0 dimens\u00e3o e","protected":false},"author":2,"featured_media":12589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_angie_page":false,"page_builder":"","footnotes":""},"categories":[372,371],"tags":[1158,1160,1161,1159,1157],"class_list":{"0":"post-12567","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economia","8":"category-nacional","9":"tag-angola","10":"tag-governacao","11":"tag-mercado","12":"tag-regulacao","13":"tag-seguros"},"acf":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/posts\/12567","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/comments?post=12567"}],"version-history":[{"count":1,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/posts\/12567\/revisions"}],"predecessor-version":[{"id":12595,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/posts\/12567\/revisions\/12595"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/media\/12589"}],"wp:attachment":[{"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/media?parent=12567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/categories?post=12567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tvlivreangola.com\/index.php\/wp-json\/wp\/v2\/tags?post=12567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}